Who pays for my injuries if I am injured in a Florida car accident? | Marianne Howanitz | Attorney at Law | http://ocalaaccidentlaw.com/ | 352-512-0444 | 118 W Fort King St., Ocala, Florida 34471
First and foremost, if you are injured in a Florida car accident, your PIP, your personal injury protection insurance is primary. After that, if you have health insurance, that would be secondary. If you don’t have health insurance, you may incur medical expenses that won’t be paid unless and until you make a recovery from the at-fault driver.
Do you wanna know who pays if you’re in a car accident in Florida in a company vehicle? Hi, I’m Micah Longo, I’m a Florida personal injury attorney practicing law here in Davie, Florida.
Did you know, if you were injured in a car accident, while in the scope of your employment, you likely have a workers compensation claim? Now, the term, “scope of employment “includes all acts reasonably necessary or related to the performance of work. In other words, not personal business. The interesting thing about car accidents while on the job is that you’re generally entitled to benefits, even if you were at-fault, in the form of lost wages and medical expenses.
Now, if another driver was at-fault in the accident, you also have a claim against that driver’s insurance. Under this scenario the at-fault driver’s insurance company pays for any lost wages and medical expenses not covered by workers compensation, as well as non-economic damages like pain and suffering, mental anguish, and loss of enjoyment of life. It’s not uncommon to have two (2) claims at once – workers compensation claim and a third party claim against the at-fault driver’s insurance.
If you have questions about this or any other personal injury matter, I invite you to pick up the phone and call me, I’d love to talk to you. You can also check out our website at http://www.longofirm.com for more information, and don’t forget to subscribe to our channel!
The Longo Firm
12555 Orange Drive, Ste. 233
Davie, FL 33330
Tel: (954) 862-3608