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Truck Accident Attorneys in North Carolina | Henson Fuerst Law

Truck Accident Attorneys in North Carolina | Henson Fuerst Law

If you’ve been involved in an accident involving a tractor-trailer, you could face serious injuries. You need an experienced lawyer—a lawyer who knows truck accident law—to fight for you. Don’t trust the insurance company to compensate you fairly and promptly. It’s not in their interest to play fair.

We know how complex a tractor-trailer accident can be, so call Henson Fuerst right away at 800-396-3300. When you call one of our experienced North Carolina Truck Accident Attorneys; we will speak with you for FREE—and help you determine the best course of action.

If you have questions, Henson Fuerst has answers.

For More Information Call Us @ 800-396-3300


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How to get your car replaced after an accident in North Carolina.

THE FINE PRINT: The information provided on this website is opinion and general legal information about the laws in North Carolina. It is not intended to provide legal advice and does not create an attorney-client relationship.

In North Carolina, the North Carolina Insurance Commissioner has created a set of rules about how motor vehicle insurance claims should be handled. Those rules are found in Chapter 11 Section 4 of the North Carolina Rules of Administrative Procedure. If you would like to read the rules for yourself, go to Google North Carolina Administrative Code. Go to Chapter 11, and look at the rules that start with “4.”. I will explain some of the most important of them in this video.

The portion of the rule regarding what happens when your car is totaled is found in 11 NCAC 4.0418. Subsection 5 of the rule reads:

“When a motor vehicle is damaged in an amount which, inclusive of original and supplemental claims, equals or exceeds 75 percent of the preaccident actual cash value, as such value is determined in accordance with this Rule, an insurance carrier shall “total loss” the automobile by paying the claimant the preaccident value, and in return, receiving possession of the legal title of the salvage of said automobile.”

What I get from that is that if all the costs of fixing the vehicle exceed 75% of the preaccident value of the vehicle, it has to be totaled. So, how do you figure out what the preaccident value is?

That information is found in Subsection 1 of the same rule and reads as follows:

“If the insurer and the claimant are initially unable to reach an agreement as to the value of the vehicle, the insurer shall base any further settlement offer not only on published regional average values of similar vehicles, but also on the value of the vehicle in the local market. Local market value shall be determined by using either the local market price of a comparable vehicle or, if no comparable vehicle can be found, quotations from at least two qualified dealers within the local market area. Additionally, if the claimant represents that the vehicle actually owned by him was in better than average condition, the insurer shall give due consideration to the condition of the claimant’s vehicle prior to the accident.”

Essentially, look at the Kelly Blue Book online and at Edmunds online to see what the value of your car was before the wreck. You should also look and see if you can find a comparable car for sale in the area at a dealer, on Craigslist, or in the newspaper. That will give you the fair market value of your vehicle.

Once you have the fair market value of your vehicle, you multiply that times .75. For instance, if the fair market value of your vehicle was $10,000.00 before the accident, then your vehicle is totaled if repair costs exceed $7,500.00.

If you really want to be thorough, go to two separate dealerships in your area and ask them to give you written quotes on the pre-accident value of your vehicle.

Also, you need to have a list of anything that you can think of that would make your vehicle better than an average vehicle. For instance, if you just put new tires on the car, you should get the bill for the tires and request that the cost be added to the value of the car.

This would be a good time for you to review the video on Negotiation in the Basics section of this series. Armed with the fair value of your vehicle and a good set of negotiating skills, you are as prepared as you ever will be to negotiate with the adjuster. Don’t let the adjuster make you mad. Remember, this is not personal to the adjuster. It is strictly business, and you should try and approach it the same way. That’s the best way to get what you deserve for your car.

Joe Adams is a personal injury attorney based in Asheville, North Carolina, who takes personal injury and wrongful death cases throughout the state of North Carolina. He has been fighting insurance companies and big corporations for more than 25 years.


Camp Pendleton North CA Best Personal Injury Attorneys Auto Accident Lawyers

Camp Pendleton North CA Best Personal Injury Attorneys Auto Accident Lawyers

Camp Pendleton North CA Best Personal Injury Attorneys Auto Accident Lawyers (619) 535-1005

Call Us Immediately at (619) 535-1005 if You or a Loved One Has Been Injured in a car accident in Camp Pendleton North CA!
We service the San Diego County California area as well as most of the other countys in California.

Car wrecks in Camp Pendleton North CA are one of the main causes of injuries and deaths today. When you live in highly populated areas, you live with an increased risk for being involved in auto accidents and traffic collisions.

Unfortunately, these accidents often cause injuries and even wrongful deaths. If you or a loved on suffered injuries or have been involved in a car wreck, it is in your best interest to work with an experienced accident injury lawfirm to handle your case.

Contact our auto accident lawyers today for a free consultation to find out how we can help you. Don’t hesitate when our attorneys can get you the legal assistance you need to protect your families. We are here to help.

Call: (619) 535-1005
Whether or not you choose to file a claim for your personal injuries, it is always best to contact a automobile accident lawyer to provide you with a better understanding of your legal situation.
Calling our offices is absolutely free and requires no obligation. When you dial our toll-free number, you can be assured that we will:

●Answer any questions you have regarding your case
●Determine your maximum compensation
●Take charge of communication with insurance companies
●Locate witnesses
●Investigate the scene
●Conduct research on your accident
●Protect your best interests and rights
●Call Our Accident Lawyers Today for a Free Consultation – Call: (619) 535-1005

Our auto accident attorneys

have years of experience representing innocent victims who have been injured in Car wrecks. We will do everything in our power to get you the compensation you deserve. We believe that if you were injured, the responsible person should be held accountable for his or her actions. Our car accident attorneys will work hard to get you the attention you deserve and the compensation you deserve.

Filing a claim could help compensate you for damages and unforeseen expenses in the aftermath of a car accident. You could receive monetary compensation for:

●Medical bills and hospital expenses
●Loss of wages
●Property damage
●Pain and suffering
●Funeral costs

Contact our auto accident lawyers today for a free consultation to find out how we can help you. Don’t hesitate when our attorneys can get you the legal assistance you need to protect your families. We are here to help.

Call Now: (619) 535-1005