A Dirty Little Secret About Car Insurance Coverage in NY Car Accident Lawsuits
NY Car Accident & Personal Injury Trial Lawyer
In a car accident case in New York where you are seeking compensation as a result of someone else’s carelessness is critical to know how much available insurance the owner of the car had at the time of the accident.
Owners of cars in New York are required to have insurance so that if an accident happens, there is available money to compensate the victim who suffered harm.
However, there are some instances where the owner of the car will have only the minimal basic insurance policy that may be insufficient to cover the full extent of your injuries and damages.
In that instance, we look to see if there is any other available insurance such as underinsurance coverage, excess insurance, an umbrella insurance policy, a homeowners insurance policy or more.
Typically, an attorney who takes on a case involving a car accident case that has limited insurance available will typically not go after the wrongdoing party personally. There are some limited instances where that will occur, but for the most part, an attorney looks to go after the available insurance and excess insurance in order to provide you with full and fair compensation for your injuries.
Watch the video to learn more…
Here’s a cardiac malpractice case where I was able to achieve a $6 million dollar settlement for my client: http://www.oginski-law.com/video/cardiac-malpractice-in-ny.cfm
Here’s a foot surgery case where a Westchester, NY jury awarded my client $1.55 million dollars for her pain and suffering: http://ow.ly/azKg6
To learn more about how car accident cases work in the state of New York, I encourage you to explore my educational website, http://www.Oginski-Law.com.
If you have legal questions, I invite you to pick up the phone and call me at 516-487-8207 or by email at Gerry@Oginski-Law.com. This is what I do every day and I’d be happy to chat with you.
Law Office of Gerald Oginski
25 Great Neck Road, Ste. 4
Great Neck, NY 11021